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Authorised GCT Reseller

SACCO Core Banking Software for Growing Institutions

One platform for BOSA and FOSA, loans, members, teller operations, finance and SASRA-aligned reporting, wherever your institution operates.

Deploy Your Way

Built to Scale Across Markets

Cloud or on-premise deployment means the platform adapts to your infrastructure and policy requirements, not the other way around.

Compliance By Design

Compliance Wherever You Do Business

ID/IPRS, KRA PIN, CRB and AML checks are built into onboarding and lending, keeping your institution audit-ready in every market you serve.

One Unified Core

One Platform, Every Branch, Any Country

A single core banking system spanning every branch and entity, with one unified audit trail across your whole organisation.

Local Support, Global Technology

Local Support, Global-Grade Technology

GCT's proven banking platform, delivered with hands-on implementation and support from a team that understands your market.

Unified BOSA & FOSA

One platform, one ledger

Compliance by Design

IPRS, KRA PIN, CRB, AML

Cloud or On-Premise

Deployment on your terms

Nairobi-Based Support

24/7 emergency line

  • BOSA & FOSA in One Platform
  • SASRA-Aligned Reporting
  • Cloud & On-Premise
  • Nairobi-Based Support
  • 24/7 Emergency Support
  • Authorised GCT Reseller
Still running on spreadsheets?

Disconnected Systems Slow Every Part of Your SACCO Down

Slow loan turnaround, audit gaps between BOSA and FOSA, and compliance checks done manually after the fact all add risk and cost time. A single, integrated core banking platform closes those gaps.

  • Members, savings, loans, teller and accounting in one system
  • Compliance checks embedded into onboarding and lending, not bolted on after
  • One audit trail across every module, ready for SASRA review
See why SACCOs choose Altavon
The Platform

Eight Modules, One Integrated Core

Everything a SACCO or financial institution needs to run day-to-day operations, in a single system.

Inside the Platform

See the Platform in Action

Real screens from the platform — from member onboarding to loan risk rating, payouts and the general ledger.

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Identity Verification (IPRS)
Member Onboarding

Identity Verification (IPRS)

Member onboarding pulls verified identity details straight from IPRS during registration, catching mismatches before they become compliance problems.

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Loan Securities & Collateral
Lending & Credit

Loan Securities & Collateral

Loan applications track self-guarantee, guarantor consent and registered collateral against a single view of what is secured and what is still outstanding.

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Automated Risk Rating
Lending & Credit

Automated Risk Rating

Every loan application is scored against a configurable SACCO risk model, covering credit bureau standing, exposure, security cover and account conduct.

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EFT Payout Batches
Finance & Accounting

EFT Payout Batches

Loan disbursements, vendor payments, payroll and dividends are queued and paid out through one EFT screen, across bank transfer and mobile money.

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Branch-Aware Chart of Accounts
Finance & Accounting

Branch-Aware Chart of Accounts

One chart of accounts spans every branch, with branch-level balances rolling up to a central ledger at head office automatically.

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Product Configuration
Platform Administration

Product Configuration

Savings and share products are configured once β€” interest, charges, withdrawal rules and SASRA category β€” then reused consistently across branches.

Compliance

Compliance by Design, Not an Afterthought

Critical checks are embedded directly into onboarding and lending, so compliance happens as part of the process, not as a separate step.

01

Onboard Member

Capture member details and start the onboarding workflow.


NEXT STEP
02

ID / IPRS Check

Validate identity against national records automatically.


NEXT STEP
03

KRA PIN Validation

Confirm tax PIN details as part of onboarding.


NEXT STEP
04

CRB Check

Screen credit history before approving any lending.


NEXT STEP
05

AML & Sanctions

Screen against watchlists and AML rules automatically.


NEXT STEP
06

Approve Loan

Move to disbursement with every check on record.


COMPLETE

See compliance & verification in detail

Why Altavon

Enterprise Technology, Local Delivery

One Unified Platform

BOSA, FOSA, loans, teller, finance and document management with a single audit trail across every module.

Compliance by Design

IPRS, KRA PIN, CRB, AML and sanctions checks embedded into onboarding and lending workflows.

Local Expertise, Global Technology

GCT's proven banking platform, backed by Nairobi-based implementation, training and first-line support.

Who We Serve

Built for Financial Institutions Across East Africa

Where We Operate

Our Regional Presence

Headquartered in Nairobi, with reach across East and Southern Africa.

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Uganda
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Tanzania
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Zimbabwe
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Mozambique
Deployment

Cloud or On-Premise — Your Choice

Cloud

Faster setup, managed infrastructure, and access from any branch with an internet connection.

  • Lower upfront infrastructure cost
  • Managed updates and backups
  • Access from any branch
Integrations

Connects to the Systems You Already Use

Mobile Money
Mobile Money
SMS Gateways
SMS Gateways
iTax / KRA
iTax / KRA
CRB
CRB
IPRS
IPRS
Sanctions Screening
Sanctions Screening
CRM / ERP
CRM / ERP
Open APIs
Open APIs
Mobile Money
Mobile Money
SMS Gateways
SMS Gateways
iTax / KRA
iTax / KRA
CRB
CRB
IPRS
IPRS
Sanctions Screening
Sanctions Screening
CRM / ERP
CRM / ERP
Open APIs
Open APIs
Getting Started

Your Implementation Journey

1
Discovery

Understand your operations, data and requirements.

2
Configuration

Configure products, workflows, branches and users.

3
Data Migration

Structured migration from your existing system.

4
Training

Train staff, administrators and management.

5
Go-Live

Launch with our team supporting the transition.

6
Ongoing Support

Technical support and maintenance, 24/7 emergency line.

Our Technology Partner

Powered by Global County Technologies (GCT)

Altavon is an authorised reseller of GCT services, combining GCT's proven core banking platform with Nairobi-based implementation, integration, training and first-line support.

Learn about our partnership
Authorised Reseller

What This Means for You

GCT provides
  • Core banking platform
  • Product architecture
  • Platform updates
Altavon provides
  • Local implementation
  • Training & support
  • Maintenance & consultancy
Common Questions

Frequently Asked Questions

Can't find what you're looking for? Reach out and our team will answer directly.

Ask Us Directly

What Is a SACCO Core Banking System?

A SACCO core banking system is the central software platform a SACCO uses to manage members, savings, loans, teller transactions, accounting and reporting from one place, rather than in separate spreadsheets or disconnected tools.

Does the Platform Support Both BOSA and FOSA?

Yes. Back Office Service Activities and Front Office Service Activities run on the same platform, sharing one member record, one ledger and one audit trail.

Does It Produce SASRA-Aligned Reports?

The platform is built with SASRA reporting requirements in mind. Speak with our team to confirm coverage for your specific licence category.

How Do ID/IPRS, KRA PIN and CRB Checks Work?

These checks are embedded directly into onboarding and lending workflows, so identity, tax and credit checks happen as part of the normal process rather than as a separate manual step.

Cloud or On-Premise: Which Is Right for Us?

It depends on your infrastructure, budget and data-residency requirements. We talk through both options during your demo and recommend what fits your organisation.

How Long Does Implementation Typically Take?

Timelines vary with data volume, customisation and integrations required. We scope a realistic timeline with you before implementation begins.

See It Running on Your Data in an Hour

Book a free walkthrough tailored to your SACCO or institution — no obligation.